| Buying a home is an important step in
building a secure financial future. But because of some common misconceptions,
many people believe homeownership is out of their reach. Don't let
these myths keep you from the personal and financial rewards of homeownership.
Myth #1
"I can't afford a down payment."
In the past, buying a home required a 25% down payment. But not
today. In fact, 7 out of 10 first-time homebuyers make a down payment
of 5% or less. Interfinance has loan programs that can help you
buy a home without a lot of cash, or any at all.
Myth #2
"I have less-than-perfect credit, so I can't get a mortgage."
A less-than-perfect credit history doesn't have to stand in your
way of reaching your homeownership goals. Interfinance has helped
thousands of individuals move beyond credit challenges into homes
of their own.
Myth #3
"It's less expensive to rent."
In fact, there's a good chance that your monthly payments will be
lower than they are right now. And unlike rental costs, your monthly
principal and interest payments will stay the same for the life
of a fixed-rate mortgage. Moreover, as a homeowner, you'll be building
equity in your home, which is wealth that you can use to achieve
your financial goals.
Myth #4
"The whole mortgage process is long and complicated."
We want to make buying your first home as easy as possible. Your
Interfinance consultant will help you through each step of the financing
process, so you'll never have to go it alone.
Myth #5
"I won't be able to make my monthly payments."
Our goal is to help you succeed financially, so we'll carefully
review your loan options with you and help you choose the loan that's
right for you. With a loan that fits your budget and your financial
goals, your home will be a powerful tool in building a secure future
for you and your family.
Contact us to find the mortgage that fits your needs.
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